Now add the cost of the additional money you pay for health insurance.

Then add the cost of the additional money that you pay for life insurance.

Now factor the cost of being sick twice as often as people that don't smoke.

 

Do you realize that the money you save from smoking can be:

• A car payment

• A motorcycle payment

• Your child's college fund

• Payment on a new boat.

• Down payment on a new house

• A gym membership 

• An investment for your future such as a bond or savings CD